Whether it’s a lifelong dream or a weekend getaway, Springfield City Employees Credit Union offers a variety of great savings options to help you get there. They’re all NCUA insured, so you know your money is safe.
Our savings accounts let you earn competitive interest rates while keeping your money totally liquid so you can get to it when you need it.
The Share (Savings) Account establishes your membership and makes you a part owner of Springfield City Employees Credit Union. Dividends are earned based on the average daily balance method. Share accounts earn dividends on balances of $5.00 or more.
We have checking accounts which may pay a dividend. We offer many different styles of checks. You also do not need to maintain a minimum balance to avoid service fees. The Credit Union will accept direct deposits to your share draft account. Statements are mailed monthly and dividends are paid monthly.
Our term share certificates provide an investment opportunity in which funds are deposited for a fixed term – from 90 days to 3 years. Funds deposited to these accounts generally receive a higher dividend rate than on most other share accounts. Our certificates require a minimum deposit amount of $1,000.00. Dividends are paid on a monthly basis and at maturity. Deposits are insured up to $250,000.00 by the National Credit Union Share Insurance Fund. Early withdrawals limit the interest rate to lowest interest paid.
Relieve your holiday stress by being prepared for the holidays with our Christmas Club and make your life easier by taking advantage of our Property Tax Club.